Flexible & Affordable Loan Solutions to Meet Your Needs
Savings
CIDAN Capital offers a wide range of credit support to Individuals, SMEs, Corporates, and Organizations at highly competitive rates. Whether you need personal financing, business expansion capital, or vehicle financing, we have tailored loan products to support you
Our Loan Products
Salary Loans for Government Workers
Designed for government employees paid through the Controller and Accountant General’s Department (CAGD).
Loan amount depends on affordability (up to 50% of net earnings).
Age Requirement: 18 – 55 years.
SME Loans
Designed for government employees paid through the Controller and Accountant General’s Department (CAGD).
- Loan amount depends on affordability (up to 50% of net earnings).
Age Requirement: 18 – 55 years. 🔗 [Apply Now]
Corporate Loans
Short-term liquidity solutions for companies and NGOs to meet urgent financial obligations.
Requirement: Must operate a current account with a recognized financial institution.
Special Purpose
Loan Accounts
Loans for Private Sector Individuals
Personal loans for school fees, car purchases, land acquisition, building projects, farming, and more.
Eligibility: Must have a stable income source (salary or business revenue).
Ahoto Loans (SUSU Loan Products)
A dedicated savings plan for parents looking to secure funds for their children’s education.
Vehicle Loans
For commercial transport owners looking to expand their fleet.
Clients must save/invest 1/4 to 1/2 of the vehicle cost with CIDAN.
Loan repayment is structured through commercial revenue from the vehicle.
CIDAN EduBusiness Loans
For commercial transport owners looking to expand their fleet.
Clients must save/invest 1/4 to 1/2 of the vehicle cost with CIDAN.
Loan repayment is structured through commercial revenue from the vehicle.
Group Loans for Women (GLW)
Modeled on Grameen-style solidarity lending—groups of 4-6 women borrow collectively.
Requirement: Group members must be married or in committed cohabitation.
Repayment: Linked to daily/weekly Susu savings in a group account.
- Flexible Investment Terms – Increase or decrease investments as needed.
- Access to Loan Products – Fixed deposit holders can qualify for various loan options.
